Universal Health Insurance


 * Purpose
 * Exchange ideas on how to implement universal health insurance for all U.S. residents.


 * Proposal
 * The United States needs universal health insurance (UHI), subsidized by federal funding. Government should administer a basic health insurance plan available to all United States residents. The federal government would subsidize premiums from 100% to 0%, adjusted to incomes. Insurance companies could offer custom plans to individuals or groups to supplement the basic plan. Benefits: Everyone would have access to affordable health insurance. Businesses could reduce employee costs and improve global competitiveness. Universal coverage would also help the overall economy, reduce strain from the uninsured on medical institutions, and spread insurance risks over the entire population.